Claims will normally be determined in accordance with specific local

The more backward areas of the economy the less the amount of claims

Xiao Zhou Although only 25 years old, but nearly 10 years of driving experience. This holiday, he is driving his friends go on a trip. As the perennial and car to deal with, the small week in auto insurance claims also has a wealth of experience. The outings, Xiao Zhou safe return. However, on the road, he saw a number of vehicles, the accident occurred after a dispute.

A vehicle in Beijing in Hebei province will be a pedestrian's right leg was injured, the two sides in a dispute on the amount of compensation. The pedestrians that the car owners in Beijing is certainly more money, so ask for higher compensation. Beijing drivers that the specific rate of compensation insurance in line with the three insurance companies to determine the amount of compensation, but since the accident site in Hebei, it certainly should be based on local standards of compensation.

With rich experience, Xiao Zhou believed that driving to the field, if the occurrence in the field, claims will normally be determined in accordance with local circumstances.

Starting to drive from Beijing, in addition to Shanghai and Guangdong Province, Shenzhen and other coastal developed areas, the general location reached after the three Chuxian the amount of insurance claims should be less than Beijing. To the three insurance compensation for death, for example, at present, the three insurance death compensation amount is based on the previous year, the local average annual per capita disposable income determined. In Beijing, the last years of urban residents per capita disposable income of 13,882.6 yuan, with the three insurance compensation for death of 277,652. If Chuxian cities and towns in Shandong, the death compensation be reduced to 148,368 yuan, because the local urban residents per capita disposable annual income of 7418.4 yuan. If the Chuxian cities and towns in Henan Province, death compensation is 138,522.4 yuan, because the local urban residents per capita disposable annual income of 6926.12 yuan.

This shows that the drive to the more impoverished parts of claims payments after Chuxian less; to the more affluent place, Chuxian more after the settlement of claims payments. Therefore, under normal circumstances, the southeast coastal cities and Beijing, the three insurance claims payments is higher than the mainland, while the city's claims payments is higher than in rural areas.

Of course, Xiao Zhou said that in any case, not Chuxian is the ideal situation, but drivers should be the place to have a per capita income of about understanding, to prepare for the time to be a reference to a last resort.

Road cross-Law "Outsider standard of compensation according to the Exit," the implementation details are still missing

Hurt the "third" person claims disputed

Ms Lau pairs of driving off-site to gain a deeper understanding of travel, because not long ago one of her friends drive to Beijing, Shandong, unfortunately, injuries to a local Shanghai people.

Ms Lau said the claims standards, the Beijing friend and be bruised in Shanghai people have a great dispute. Her friends in Beijing that since the accident site in Shandong, it should be in accordance with Shandong local standards of compensation claims, so that he should be compensated Shanghai in 1 million. Two But the injured Shanghai insisted that while he was in Shandong Province have been struck, but his account in Shanghai, work places are also in Shanghai, Shanghai's claims should therefore be in accordance with standards for claims, so she should be more than 30,000 yuan in compensation. The two sides remain at loggerheads over so far, although both sides did not resort to the law, but if the end can not be regulation, the court may be inevitable.

An insurance company believe that a stranger driving injuries should normally be located in accordance with this stranger account the compensation standards for compensation, and this is the new road traffic law in the principle of reparation. But Tao does not pay out the insurance law implementation details, so in this issue there is a certain controversy. Because according to Tao before the implementation of the standard delivery method is based on the accident to the standards of compensation.

Drive to the field trip, if Chuxian, in the claims side will encounter some problems, so in prior to departure should have the necessary psychological preparation and knowledge reserves.