In addition, for the Golden Week travel, the reporter who interviewed Paul, Tai Hong, Xinhua Life Insurance, AIG, safety and other insurance companies, all companies are basically there for a variety of travel accident insurance. Premiums from more than a dozen yuan to several hundred dollars, ranging from a few million insured amount to 100 ten thousand dollars. When traveling abroad in trouble, the International SOS, in cooperation with a number of insurance companies can even arrange for you medical treatment, hospitalization, translation, and legal assistance in all aspects, and in case of emergency, sent plane will transport you back. Related reading: China's first self-driving accident in front of City Golden Week

Travel Insurance loved companies

Horizon Research for Beijing, Shanghai, Guangzhou and other three travelers to a survey conducted, only the pupils in travelers to purchase travel insurance, but hundred dollars to purchase more in the following amounts, with no more than a few tourist spending.

It is understood that travel agents are not mandatory for tourists to buy the accident insurance, and pay any attention to the insurance by the guests themselves have the final say, the specific number of days the insured amount, and also by the tourists themselves. However, according to some travel agencies to reflect, can take the initiative to buy travel accident insurance are few visitors.   AIA staff briefing, if the visitors purchased accident insurance prior to departure, on the road accidents, fall travel agency responsibility, visitors can get double compensation; even belong to their own responsibilities, also available from the insurance company to receive compensation payments, the domestic travel a maximum payment amount of 100,000 -30 million, overseas travel for 300,000 -50 million.

The most commonly used travel accident insurance

Travel agency staff, at present there are several different insurance available for visitors to purchase the short-term travel is the most common travel accident insurance, when the passengers because it was an accident, acute Erzhi own death, disability or loss of bodily functions, insurance companies to pay insurance premiums according to different standards, and medical expenses.

At present, ordinary travel accident insurance, according to their travel itinerary, according to the number of days required for the sum insured and the insured. This short-term insurance are cheap, generally day trips premiums only 1 yuan, 2 to 3 days to 3 yuan, 5 to 10 days for 6 yuan, the corresponding amount of insurance from 30000-100000 yuan range.

In the travel quotations, the travel agency liability insurance is clearly shown in a. Therefore, many tourists mistakenly believe that travel agents tourist liability insurance has been included with the accident liability insurance. "In fact, liability insurance and accident insurance is simply two different things." A life insurance company of the relevant person in charge said, "such as exploration, disease and so on, were not in the scope of protection."

Fresh Zijia auto insurance market

Insurance company staff also introduced if the tourists frequent travelers, we can consider buying a one-year comprehensive accident insurance, on the one hand's easier to avoid each travel insurance before going to consider the matter, on the other hand to protect longer and tourism to protect when there is no time to travel the same secure.

In addition, the transport accident insurance for passengers traffic accidents has provided a guarantee, some insurance companies also launched a year card, aircraft, trains, subway, light rail, ships, cars and other modes of transport are covered.

Taiping Life has just been launched last Friday in the United Confederation of self-driving car accident insurance, self-driving trips only to pay 20 yuan or 40 yuan, you can get 5 days or 10 days of unintentional injuries, accidental injury insurance and medical insurance protection .

Outbound: Participation in outbound travelers, you can buy travel insurance relief. The original travel insurance will extend the services of personal accident insurance, traditional insurance claims the general post-forward extension of time of the accident into a timely and effective relief. Visitors regardless of any place in foreign countries face danger, call the dedicated phone can get free assistance. Extended reading: traveling case of embarrassment: Why travel abroad a "risk" hard to find a warm Tip: There are well prepared lines - the latest overseas travel risks Handbook

Adventure Tours: participation in adventure tours, adventure travel is best of tourists to buy travel insurance, personal accident injury. This type of insurance premium of 1 yuan each, the insurance amount up to 1 million visitors each up to buy 10 copies of the insurance. Visitors to purchase insurance, insurance for the period from entry into the tourist attractions and scenic areas was made, until the tourist attractions and scenic spots left.

Self-driving tour: China People's Insurance, the Pacific, Ping An's new auto insurance companies are included in "special relief additional risks," This content. If equipped with an emergency rescue vehicles, set up an emergency rescue team, to provide trailers for policy holders, a simple repair such as extension services. In addition, Taiping Life has just launched in the United Confederation of self-driving car accident insurance.

With the group tour: If you are with the group tour, we recommend that you consider travel insurance to provide you with insurance. According to the National Tourism Bureau of the present regulations, the regular travel agencies must be insured travel agency liability insurance, tourists once the participating travel agencies organize tourist activities, you can enjoy the rights and interests of the insured. For travel accident insurance, travel agents recommend to tourists but is not compulsory purchase. In the course of travel in an accident situation, travel is only partly to blame; free time accidents, travel agents shall not be liable.

In addition, the out travel, accommodation period, the accident is difficult to predict, lodging travelers life insurance to choose from. 1 yuan for each type of insurance, the insurance period of 15 days, to provide 5,000 residential visitors insurance, accommodation, insurance 10,000 yuan courageous passengers. Passenger belongings have been accidentally damaged or stolen, looted, lost, they can obtain the appropriate compensation.

Case Playback: Beijing Zijia retrograde team created eight dead 5 wounded

  11 last year, Golden Week, the club organized by the Beijing hummingbird expedition EJINAQI line of 10 vehicles in the fleet Ulanqab League of Inner Mongolia County zhuozi serious road traffic accidents occurred, killing eight people were killed and five others injured.

Hummingbird Club, the driver assigned to drive the Jing Chen Chen GZ9748 hegemonic 4000 Toyota sport utility vehicle, traveling from east to west to zhuozi County 110 State Road 405 kilometers plus 60 meters, due to enter the retrograde, and Yuquan District, Hohhot, residents of Yang Jie Driving Mongolia J11807 leased vehicle collided with the front after the collision pushed the leased vehicle after 10.5 meters, followed by another and another vehicle traveling in Mongolia BY1960 by Yongbin driving collided with a taxi. Mongolia J11807 Xiali car seven people were killed and one seriously injured; Mongolia BY1960 Xiali taxi driver were killed and two others were injured by car; 4000 Toyota off-road vehicle, injuring two persons overbearing. 3 vehicles damaged in varying degrees.