European and American long-distance overseas travel
More to consider health care, medical assistance because of the high cost of a local, but also easy because of jet lag and other passengers have all kinds of discomfort.
Southeast Asian short-haul outbound
Is the need to consider more personal safety may face, such as robbery, physical attacks, kidnapping and other risks.
With the approaching holiday Qingming small tourism market began to heat up. Travel itself is a joyful experience, and now more and more attention for the many tourists on the road to build their own multi-protection. As a result, the tourism market is also heating up reminders hot travel insurance. The market needs of different customers, there are different types of travel insurance products. For example, comprehensive accident insurance, aviation accident insurance, public transport accident insurance, medical insurance, etc.; also some kind of comprehensive insurance products, some of which cover only travel by plane, some only provide accident insurance. The face of many insurance products, consumers often feel confused. Therefore, it is expected to travel may face the risk of their own, find out what kind of protection the most suitable for them, and then selecting the insurance agencies to provide professional insurance services for their own particular importance.
How to choose their own type of travel insurance? Yesterday, reporters connect the financial experts.
From the insurance point of view, the proposed well before the traveler is expected to travel to the place by which risk may occur, do visit the design decisions. To Europe and other countries such as outbound long distance, you need to give more consideration to health care, medical assistance because of the high cost of local and travelers easy because the time difference, so long tiring have all kinds of discomfort, in need of medical services. Meyer recently launched as the "perfect" travel protection plan, the medical security insurance compensation amounting to 50 million, to compensate for travel during the accident or had the disease, while the actual expenditures for medical expenses.
For the short-distance to Southeast Asia and other countries in terms of outbound travelers need to consider more than that was personal safety, as may face robbery, personal attacks, kidnapping and other risks. For the choice of domestic leisure travelers, you will need to travel inconvenience associated factors - such as travel delays, flight cancellations and so on, into the security account.
Meanwhile, visitors can also consolidated the following factors to select appropriate insurance: first, the consolidation of travel destinations - including medical costs, security, crime, etc.; second, in the event of an accident, the immediate needs of individuals; Third, what are the existing products to choose from; Fourth, the existing insurance products for the comprehensive comparison, with particular attention to the product using small print or promotional materials prominently marked in the non-description, ensure that insurance products can be fully to meet individual needs; Fifth, in addition to promotional materials, the insurance company's brand reputation and word of mouth is particularly important, for example, escape from danger, the emergency services the insurance company's efficiency and professionalism, the insurance company's underwriting capacity and service networks, claims operations efficiency --- this is crucial to save lives at a critical time factor.
Of course, in insurance the same time, consumers can also have some new information. For example, the new rules, the Supreme Court said: tour operators have been insured liability insurance, accident insurance is only a tourist tour operators prosecution, the court may, upon the request of the insurance company as a third person. Pursuant to the terms of the future of travel insurance in the event of disputes, visitors will be insurance companies in the litigation as a co-defendant. Insurance companies direct access to the proceedings, both to ensure that tourists are actually faster damages, but also to ensure that insurance claims responsibility. Source: Tianfuzaobao
