"I have heard from next February 1, the accompanying tour the personal injury liability limit was increased to 20 million. After the holidays to travel, I feel more protected." Changsha, an advertising company of the Dragon lady told reporters.
December 13, the National Tourism Administration China Insurance Regulatory Commission officially issued "travel agency liability insurance management approach." Measures, the travel agency liability insurance liability limit by the travel agency in consultation with the insurance company, but personal injury liability limit per person shall not be less than 20 million yuan.
A substantial increase in personal injury liability limits as the New Year, Chinese New Year Golden Age of the arrival of tourism, travel accidents caused widespread concern again. According to the previous "travel insurance travel agency liability insurance requirements," the domestic travel per person liability limit of 8 million, entry, exit and travel per person liability limit of 16 million.
The China Insurance Regulatory Commission in the National Tourism Administration jointly released "travel agency liability insurance management approach", the personal injury liability limit per person shall not be less than 20 million yuan.
According to the measures on travel insurance liability insurance definition of insurance, including travel tourism activities in the organization of the tourists in personal injury law, property damage liability, and according to law, appointed by the travel agent and tour guide services for tourists leader of the personal injury or liability.
Reporter learned from the major travel agencies in the province, from January 1, 2010, the Hunan Province travel agency liability insurance into protection from the people, peace, the Pacific such as the six insurance companies underwriting the project together.
"Travel will normally be based on their risk control capability and purchasing power, decided to travel liability insurance limits. But after the implementation of the new approach, travel agencies must ensure that the personal injury liability limit per person shall not be less than 20 million." Pacific Hunan Branch Customer Service Peng Chunxiang, general manager, told reporters.
The sum insured is the inevitable move to improve "The introduction of new regulations, I think that is an inevitable move. Before the domestic travel per person liability limit of 8 million, per person liability limit immigration Tour 16 million, apparently low a little. The personal injury liability limit will be increased to not less than 20 million, for the majority of visitors, is a better protection, allowing visitors to enjoy the holiday travel more safely. "Hunan Huatian International Travel Manager Xiao Xiao Bai said.
Hunan Province CYTS International Travel Service Customer Manager Yangfang Yan also said that the introduction of new regulations, the province will further strengthen the normative role of the tourism industry, travel agents, liability insurance is also likely to become the strong narrow statutory insurance after the second .
It is reported that the approach will be February 1, 2011 shall come into force, the National Tourism Administration May 15, 2001 "issued by travel agents travel insurance liability insurance requirement" shall be repealed simultaneously.
First, one should be clear who is responsible for a "no time before the expiration of the insurance contract renewal," "personal injury liability limits less than 20 million," the travel agent, the reporter learned that the "measures" are no longer simply the implementation of economic sanctions, but by the tourism administration department shall order correction refuse to correct the travel agency business license revoked.
For the "measures" on the travel side of the strict rules, the Pacific, general manager of Hunan Branch Customer Service Peng Chunxiang said that after the accident, in the end one should first clear who is responsible, whether it is the responsibility of travel agents.
This reporter learned that, in addition to travel agency liability insurance, you can also purchase personal insurance such as travel accident insurance and other all-round protection to visitors. "If a travel agency travel process in the organization negligent, resulting in personal injury tourists, travel agencies should be responsible; However, if the individual activities of tourists, or visitors caused by a third party's personal responsibility for accidents, and do not fall liability insurance protection for travel within the context. "Hunan Province CYTS International Travel Service Customer Manager Yangfang Yan told reporters.
■ reporter intern Liang Xing Yao Yue Links travel accident insurance travel insurance is not everything, including travel insurance and travel accident insurance liability insurance. Travel accident insurance, can provide the insured during the trip due to accidental injury and death, disability or hospitalization and medical insurance compensation.
However, many people travel accident insurance Misunderstanding exists, what can guarantee that the travel period. In fact, tourism offers travel accident insurance is the way death caused by accidental injury, disability protection, and unexpected medical expenses for accidents caused by non-loss, such as heart attack and other insurance companies is not compensable.
In addition, tourism may not be able to escape from danger by the insurance company after the full benefits. "Death caused by accident and a disabled visitors can be paid in full, while other accident disability rating, then according to the agreed percentage of the policy from 15% to 100% of Peifu." Pacific Hunan Branch Customer Service Peng Chunxiang, general manager, told reporters.
Source: SanXiang Source: _ China Travel Network
